You may qualify to settle your debt for 50–60 cents on the dollar. Free evaluation. No upfront fees. Results in as little as 24 months.
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You may be eligible if any of the following apply to you:
Call us or complete our form. A debt specialist reviews your situation at no cost.
Enroll eligible debts into a settlement program. Stop making payments to creditors.
Your specialist negotiates with creditors to reduce your total balance by up to 60%.
Pay the agreed reduced amount. Your debt is cleared and you keep the savings.
"I was paying minimums for 8 years and barely making a dent. After enrolling, my $34k was settled for $15,000. Life changing."
Patricia M.
Texas
Saved $19,000
from $34,000 debt
"Credit cards had me trapped. The specialist negotiated my balances down and I was debt-free in 26 months. Zero upfront cost."
James K.
Florida
Saved $28,000
from $52,000 debt
"I was terrified of bankruptcy. Debt settlement saved my credit and my sanity. Highly recommend calling for a free consultation."
Sandra L.
California
Saved $12,000
from $21,000 debt
Debt settlement is a process where a negotiator works with your creditors to reduce the total amount you owe — often by 40–60%. You pay a lump sum that is less than the full balance, and the remaining debt is forgiven.
Debt settlement may temporarily impact your credit score. However, if you are already missing payments, your score is likely already affected. Many clients find their score improves significantly after debts are settled and balances cleared.
Most debt settlement programs take 24–48 months to complete, depending on the total amount of debt and the number of creditors involved.
Yes — the case evaluation is completely free. Debt settlement companies typically charge a percentage of the enrolled debt only after a successful settlement is reached. You pay nothing upfront.
Unsecured debts such as credit cards, medical bills, personal loans, and some business debts are typically eligible. Secured debts (mortgages, auto loans) and student loans generally cannot be settled.
Takes 60 seconds. No obligation. No upfront fees.
1-800-555-0000Available Mon–Fri 8am–8pm CT · Sat 9am–5pm CT