You don't have to wait years for your money. Sell some or all of your future structured settlement payments and receive a lump sum of cash in as little as 30 days.
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Call or submit your details. Get a free, no-obligation quote within 24 hours.
Review the lump sum offer. No pressure — take your time to decide.
Required by law to protect you. Our team handles all paperwork.
Funds deposited directly to your bank account within 30–60 days.
"I had a $200k settlement paying out over 20 years. Sold half of it for $87,000 cash. Used it to buy my first home. Best decision I ever made."
Brenda M.
Texas
"Medical bills were piling up and I couldn't wait for my monthly payments. Got $43k in 45 days. The whole process was handled for me."
James T.
Georgia
"Sold my entire annuity. Used the money to start a business that now earns more than my settlement ever would have. No regrets."
Patricia L.
Florida
Yes. You have the legal right to sell some or all of your future structured settlement payments in exchange for a lump sum of cash today. The transaction must be approved by a court to protect your interests.
The lump sum you receive depends on the total value of your remaining payments, the payment schedule, and current discount rates. Our specialists will provide a free, no-obligation quote.
The process typically takes 30–60 days from start to finish. This includes the court approval process, which is required by law in most states to protect sellers.
No. You can sell a portion of your future payments — for example, just the next 5 years — and keep the rest. This gives you flexibility to get the cash you need while preserving future income.
No. There are no upfront fees. The buyer's costs are factored into the discount rate applied to your payments. You receive a lump sum with no out-of-pocket costs.